[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ddspk.cz\/kdyz-nemate-na-chatu\/#Article","mainEntityOfPage":"https:\/\/www.ddspk.cz\/kdyz-nemate-na-chatu\/","headline":"Kdy\u017e nem\u00e1te na chatu","name":"Kdy\u017e nem\u00e1te na chatu","description":"Podle n\u00e1zoru mnoha lid\u00ed, ten m\u016fj nevyj\u00edmaje, je skv\u011bl\u00e9 m\u00edt k dispozici n\u011bjak\u00e9 dokonal\u00e9 m\u00edsto k rekreaci. A je\u0161t\u011b lep\u0161\u00ed je, kdy\u017e n\u00e1m takov\u00e9 m\u00edsto, tedy dejme tomu chata s kusem pozemku, tak\u00e9 pat\u0159\u00ed. Proto\u017ee je n\u00e1m podobn\u00fd objekt kdykoliv k dispozici, a nav\u00edc se jedn\u00e1 o majetek, kter\u00fd postupem \u010dasu nejen nepozb\u00fdv\u00e1 hodnoty, ale […]","datePublished":"2023-02-10","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.ddspk.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ddspk.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ddspk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ddspk.cz\/wp-content\/uploads\/cabin-3374201_960_720_2.jpg","url":"https:\/\/www.ddspk.cz\/wp-content\/uploads\/cabin-3374201_960_720_2.jpg","height":0,"width":0},"url":"https:\/\/www.ddspk.cz\/kdyz-nemate-na-chatu\/","about":["Pen\u00edze"],"wordCount":415,"articleBody":"   Podle n\u00e1zoru mnoha lid\u00ed, ten m\u016fj nevyj\u00edmaje, je skv\u011bl\u00e9 m\u00edt k dispozici n\u011bjak\u00e9 dokonal\u00e9 m\u00edsto k rekreaci. A je\u0161t\u011b lep\u0161\u00ed je, kdy\u017e n\u00e1m takov\u00e9 m\u00edsto, tedy dejme tomu chata s kusem pozemku, tak\u00e9 pat\u0159\u00ed. Proto\u017ee je n\u00e1m podobn\u00fd objekt kdykoliv k dispozici, a nav\u00edc se jedn\u00e1 o majetek, kter\u00fd postupem \u010dasu nejen nepozb\u00fdv\u00e1 hodnoty, ale pr\u00e1v\u011b naopak se zhodnocuje.A proto\u017ee se podobn\u00e9 objekty t\u011b\u0161\u00ed z\u00e1jmu na\u0161inc\u016f, nen\u00ed nic divn\u00e9ho na tom, \u017ee mnoz\u00ed z n\u00e1s n\u011bco podobn\u00e9ho vlastn\u00ed. N\u011bkde se takov\u00fd rekrea\u010dn\u00ed objekt t\u0159eba d\u011bd\u00ed v rodin\u011b z pokolen\u00ed na pokolen\u00ed, ale \u010dasto si ho mus\u00ed \u010dlov\u011bk teprve koupit. A to vy\u017eaduje pot\u0159ebu velk\u00e9ho mno\u017estv\u00ed pen\u011bz. Kter\u00e9 ale bohu\u017eel leckdo z n\u00e1s nem\u00e1.A co potom s t\u00edm? Co si po\u010d\u00edt, kdy\u017e si chceme koupit n\u011bjak\u00fd objekt k rekreaci, jen\u017ee nejsme natolik solventn\u00ed, abychom mohli v p\u0159\u00edhodn\u00e9m okam\u017eiku zaplatit onu horentn\u00ed cenu, je\u017e se obvykle za chaty a podobn\u00e9 objekty po\u017eaduje?V takov\u00e9m p\u0159\u00edpad\u011b si my lid\u00e9 prost\u011b pot\u0159ebujeme pot\u0159ebn\u00e9 finan\u010dn\u00ed prost\u0159edky p\u016fj\u010dit. Co\u017e se ale sn\u00e1ze \u0159ekne, ne\u017e ud\u011bl\u00e1. Proto\u017ee kde p\u016fj\u010d\u00ed \u010dlov\u011bku tak vysokou \u010d\u00e1stku, kter\u00e1 je na koupi n\u011b\u010deho podobn\u00e9ho pot\u0159eba? Jen tak n\u011bkde jist\u011b ne. Ale na\u0161t\u011bst\u00ed v\u017edy existuje v\u00fdjimka potvrzuj\u00edc\u00ed pravidlo. A v tomto p\u0159\u00edpad\u011b je podobnou v\u00fdjimkou hypot\u00e9ka na chatu od nebankovn\u00ed spole\u010dnosti. U kter\u00e9 se d\u00e1 docela lehce usp\u011bt, a to proto, \u017ee se zde nep\u016fj\u010duje jenom tak, ale a\u017e pot\u00e9, co je splacen\u00ed dluhu zaji\u0161t\u011bn\u00e9 z\u00e1stavou nemovitosti.Tady prost\u011b usp\u011bje jenom ten, kdo d\u00e1 n\u011bjak\u00fd sv\u016fj nemovit\u00fd majetek do z\u00e1stavy. Co\u017e nezn\u00ed mo\u017en\u00e1 zrovna ide\u00e1ln\u011b, ale d\u00e1 se to i obr\u00e1tit, a pak u\u017e to zn\u00ed l\u00edp. Kdo tu d\u00e1 do z\u00e1stavy nemovit\u00fd majetek, pen\u00edze dostane. A to i tehdy, kdy\u017e by t\u0159eba jinde nem\u011bl ani tu sebemen\u0161\u00ed nad\u011bji na \u00fasp\u011bch.A koupit si rekrea\u010dn\u00ed objekt, by\u0165 t\u0159eba jenom za p\u016fj\u010dku, je v dne\u0161n\u00ed dob\u011b moudr\u00e9 \u0159e\u0161en\u00ed. A to nejen proto, \u017ee je pak kam jezdit ve sv\u00e9m volnu.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e nem\u00e1te na chatu","item":"https:\/\/www.ddspk.cz\/kdyz-nemate-na-chatu\/#breadcrumbitem"}]}]